Drunk driving or driving while intoxicated (DWI) is considered a criminal case, so being charged with a DWI always comes with grave consequences. It is a very serious offense to many states that it could actually cancel your freedom and destroy your reputation. Therefore, the importance of working closely with a qualified DWI attorney should never be underestimated.
If you are arrested with a DUI or DWI, you may have to deal with consequences that extend even beyond the crime’s legal ramifications. There are also costs that you have to face, including insurance surcharges, bail, driver education programs, penalties, fines, legal fees and others. But, one of the most common concerns of those who have been convicted for driving while intoxicated is whether their chances of obtaining a mortgage will be affected or not.
Well, this actually depends on several factors, however if you have the best DWI attorney, then you have a reliable partner to help you get back to your feet.
So, how can being charged with DWI Affect your Home Loans?
When lenders or banks lend you money, they care a lot on whether or not you are capable of paying them back. It is important for them to know if they can get the payment with interest over the years. While a lot of mortgage lenders limit their financial checks to your credit score, there’s nothing to stop them from digging further in order to check more deeply.
Just similar with any criminal conviction, a DWI case is actually a matter of public record. This means that banks can access to such information about you. Get control over your own financial destiny, so you need to fight a DWI charge with your lawyer for you and your loved ones.
Also, it is important to remember that once you apply for a home loan, you have to disclose a lot of information about yourself. As long as your case isn’t a felony charge, then there may not be any reason to disclose it. If, for some reasons, you’re required to disclose your DWI conviction or the lenders discovers the information on their own, then it may ruin your chances of getting a loan.
Your DWI Lawyer is Available to Help
You and your family don’t have to suffer just because of the single mistake you have done. If you’ve been charged with a DWI and is looking for an effective way to minimize its impact on your life, it is a smart idea to contact the best DWI attorney you can trust.
Since there are a lot of lawyers on the market today, finding the best one can be a bit overwhelming. To make the process easier for you, look at the experience, skills and results of the work of an attorney. This will give you some idea on the level of service they provide, or whether or not they can deliver what you need. The right DWI attorney will protect your rights and help save your finances.
Leave A Reply
You must be logged in to post a comment.